Archive for July, 2008
Purchasing Property Brisbane
Several months researching suburbs, home ownership options and market prices can leave you wandering what to offer to a real estate agent.
You’ve found your dream home and are frustrated to the point when you just want to get on with it and buy.
Currently the market is flat so you can afford to take your time. However, if you’re a newbie you’re still vulnerable to get frustrated and could still end up paying more than necessary.
The two main typical problems new immigrants face are:
1. Lack of credit history here in Australia
2. Being swamped by very slick sales people who are operating very much on behalf of the seller.
For the first problem you’ll need to talk to a mortgage broker or buyers agent (http://www.aussiemigrant.com/).
Many Australian mortgage brokers or banks still get confused about what to do with new immigrants who are working on short contracts, arrive with a lump sum of capital and still can’t necessarily put all the right ticks in all the right boxes.
Immigration specialists, such as the one aimed, can help here by doing the leg work and since specializing in helping migrants will give individual advice.
For the second problem the general rule is, if you feel pressured and are getting confused then take on help. Don’t rush in to buying because you’re being hounded by a real estate agent.
As Aussie Migrant Director of Financial Planning says “Listen to advice from local experts who know how the property market and economy work here. Sit down with a Buyers agents, such as ourselves, and draw up a short list of suitable properties and then have help with the purchase negotiation. You only want to pay the value price of the property not what the estate agents want you to pay.”
Finding Babysitters
Everyone needs a night out or a rest!
With family a world a way, there comes a point when local help or a paid service is needed.
The ideal is to have good friends and neighbors to do exchanges with, once you know each other and each other’s children.
Alternatively, a recommended and registered baby sitter is ideal.
The average fee is 16$ per hour.
We asked at our children’s day care centre if any staff did some baby sitting in their free time.
Baby Sitters Australia: http://www.findababysitter.com.au/
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